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Beginner Academy guide

Compare financing paths

8 min readBeginner

Compare conventional, FHA house hack, DSCR, hard money, private money, and seller-finance paths by cash required, speed, risk, and exit plan.

Included in: Core Investor Curriculum · Deal Analyzer learning path

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Financing is part of the strategy

The same property can be a strong deal under one financing path and a weak deal under another. Compare each option by cash required, rate risk, seasoning, lender reserves, closing speed, and what it lets you do next.

For a first deal, simple and survivable usually beats clever. Use creative financing only when the terms reduce risk or unlock a deal you fully understand.

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Turn this lesson into execution with the matching templates, rehab checklists, contractor scopes, financing worksheets, and due-diligence workflows.

Financing

Financing Stack Worksheet

A capital-stack worksheet for comparing loan terms, reserves, cash to close, rehab funding, and fallback lender risk.

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Build the people layer

After the financing path is plausible, identify the squad needed to execute.

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