Phoenix 85303

Solid baseline market with enough spread to stabilize as an LTR without depending on the most aggressive upside case.

Market brief

Free Census + xAI snapshotUpdated Oct 12, 2026, 6:24 PMStale ACS 2023 baseline from Oct 12, 202677% confidence
-0.5% rent trend

Grade

B

Cap rate

6.2%

Cash-on-cash

11.9%

Strategy fit

LTR stability

Trend graph

AI trend graph

AI-generated from cached market metrics. Free Census + xAI snapshot drives the bars, while linked sources below remain the audit trail.

77% confidence

Public data

Source-backed metrics stay separate from PocketSquad model outputs. Unavailable means the importer has not cached a usable row for this ZIP yet.

Stale ACS 2023 baseline from Oct 12, 2026

Rent

$1,476

Source-backed

No HUD rent benchmark cached for this ZIP yet.

Value

$286,800

Source-backed

No ZIP value trend cached yet.

Activity

Unavailable

Unavailable

No Redfin Data Center activity row cached for this ZIP yet.

Demographics

34,769

Source-backed

37.8% renter share - 3.7% vacancy

Income

$75,077

Source-backed

IRS SOI tax-income context is labeled separately from household income.

Trend

Unavailable

Unavailable

Rent trend -0.5%

Historical trend

How this market has moved since tracking began

PocketSquad stores one source-backed snapshot per day whenever this market is refreshed. Fallback and model-only snapshots are never stored, so trends only reflect cited data.

2 daily snapshots from 2026-10-08 to 2026-10-12. Unchanged values usually mean the upstream source has not published a newer period.

MetricFirstLatestChange
Median rent$1,476$1,4760.0%
Home value$286,800$286,8000.0%
Rent trend4.0%-0.5%-4.5 pts
Vacancy rate3.7%3.7%0.0 pts
Median household income$75,077$75,0770.0%
Population34,76934,7690.0%

Financing climate

Rates and liquidity

Rates are national series from FRED and are not specific to this ZIP. Local lender appetite and DSCR terms are not covered by any integrated source.

Financing climate not available

No financing-rate source is configured for this deployment (FRED_API_KEY is not set).

Change alerts

Get notified when this market meaningfully changes

Watch this market to receive an in-app notification when a source-backed metric crosses a threshold below. Checked daily.

  • · Median rent moves 5% or more
  • · HUD fair market rent moves 5% or more
  • · Home value moves 5% or more
  • · Vacancy rate moves 1.5 points or more
  • · Rent trend shifts 2 points or more
  • · Price trend shifts 2 points or more
  • · Days on market moves 10+ days and 20% or more
  • · Active inventory moves 25% or more (and at least 5 listings)
  • · PocketSquad market grade changes

Coverage

What PocketSquad can and cannot see here

Available readings include sourced readings and modeled estimates. Check each reading’s source type and snapshot date; missing pillars are listed below.

  • Rent

    Available reading

    $1,476/mo

    -0.5% rent trend

  • Permits

    Not available for this market

    Not available for this market

    No integrated source publishes ZIP-level permit volume or cycle times.

  • Financing

    Not available for this market

    Not available

    No financing-rate source is configured for this deployment (FRED_API_KEY is not set).

  • Investor activity

    Not available for this market

    Not available for this market

    No integrated source covers cash buyers, absentee owners, or distress pipelines.

Investor activity & distress — not covered

  • Cash-purchase share
  • Absentee-owner share
  • Entity / repeat-buyer concentration
  • Flip and resale velocity
  • Foreclosure, tax-sale, and sheriff-sale pipeline

Permit friction — not covered

  • Residential permit counts and valuation by type
  • Permit cycle time and inspection friction
  • Code-violation density

Permit history for a single property is available through a public records lookup on that address.

Integrated sourceCoversGeographyStatus
U.S. Census ACSIncome, population, renter/owner mix, vacancyZIP (ZCTA)Integrated
HUD Small Area FMRFair market rentZIPIntegrated
Redfin Data CenterInventory, days on market, sales volumeZIP where publishedIntegrated
Zillow ResearchHome value (ZHVI) and rent (ZORI) indexesZIP where publishedIntegrated
FHFA HPIHouse price trend3-digit ZIP regionIntegrated
IRS SOITax returns and average AGIZIPIntegrated
FRED30-year mortgage rate and 10-year TreasuryNational onlyNot configured
Public records lookupsTax, sales history, permits for one property you requestSingle address, not aggregated to marketsIntegrated

Execution read

The clean play is to buy, scope, and stabilize instead of trying to force the model into the highest-revenue strategy on day one.

You can talk yourself into more upside than the market supports if you ignore seasonality and neighborhood-specific rent ceilings.

Demand score

71/100

Rent band

$1,476/mo median

Sale band

$352k - $381k

Median income

$75,077

Rent trend

-0.5%

Primary risk

You can talk yourself into more upside than the market supports if you ignore seasonality and neighborhood-specific rent ceilings.

cap Rate

Modeled

cap rate is calculated by PocketSquad from the available provider inputs for Phoenix 85303.

cash On Cash

Seed fallback

cash-on-cash is using PocketSquad's seeded baseline because the connected provider did not return that metric.

demand Score

Modeled

demand score is calculated by PocketSquad from the available provider inputs for Phoenix 85303.

median Rent

Source-backed

median rent is backed by Free Census + xAI snapshot source data for Phoenix 85303.

rent Trend

Source-backed

rent trend is backed by Free Census + xAI snapshot source data for Phoenix 85303.

Next actions

Snapshot note

Using free Census/HUD public data as the market baseline, with xAI web search filling missing investor metrics when source-backed values are available.

Underwrite this marketShare this market brief