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Strategy compare
LTR stability
Preferred when refi certainty, lower management burden, and lender appetite matter more than topline upside.
STR upside
Best for submarkets where demand score, seasonal travel, and permit constraints still support premium nightly rates.
PocketSquad score
Combines spread, demand, and execution difficulty into a simple A through D recommendation band.
Charlotte 28206
Best hybrid value in the current sample set with strong cash-on-cash and enough demand to test a second-pass STR model.
Hybrid play
Tampa 33605
Most balanced demand profile in the Tampa sample. This is where short-stay upside still has room if insurance and permit risk are controlled.
STR upside
Phoenix 85303
Solid baseline market with enough spread to stabilize as an LTR without depending on the most aggressive upside case.
LTR stability